Affordable on paper isn't the same as affordable in real life.
Most of us have been there. The finance gets approved, the monthly payment looks fine — and then the month runs out before the money does. The car's paid for, but there's no wages left for the shopping.
A car isn't just the monthly payment. A house isn't just the mortgage or rent.
There's fuel, insurance, food, electricity, repairs, maintenance — and all the costs you didn't think to factor in when you first did the maths. Then there are the things you actually want to enjoy — a holiday, a night out, or simply having money left over.
It's easy to say "I'll put £40 aside for that." Then it's £40 here and £60 there — and that £15 direct debit for music you'd forgotten about pops up, along with a £1.99 app on your phone. Add it all up and the reality looks very different from what the calculator first told you.
That's why I created PocketSorted: to bring the real costs together and give people a clearer picture of what they can genuinely afford — not just what looks affordable on paper.
Not telling people what they can or can't buy. Not judging their spending. Just helping them understand the real knock-on effect of their decisions before they make them.